5 Ways Apple Pay Leaves Opening for Competitors in Personal Finance

5 Ways Apple Pay Leaves Opening For Competitors In Personal Finance Embed from Getty Images   Business Insider goes into details about Apple Pay’s security achievement in mobile payments. The article does detail a high level look at the failings of Apple Pay in being a personal finance app. Apple Pay does leave an open […]

Durbin Amendment has made unbanked and underserved situation worse 4 years later

Durban Amendment : The negative impact of financial reform to the consumer By Donny Wise on December 13, 2011 | 3 Comments | Edit       A synopsis of financial reform exposes the reality of the present and future negative impact to the consumer, and the underserved segment will lose big in implementation of the debit card […]

Update to Add My Input: A-Z in Banking: Consumer Guide For Banking Terminology

A-Z in Banking: Add Your Input IN OUR E-BOOK Like Finance Dynamic on Facebook….Send e-mail with input with information about liking Finance Dynamic on Facebook. addmyinput@mydonnywise.com   Read Details Below. Become a winner by sharing your input. Winners will be chosen based on input. Notification will be sent prior to announcement if your entry has been […]

MarketWatch: Parents Saving Money for College All Wrong

Parents: You’re saving for college all wrong College savings is up 30% from last year — and it’s still not enough By Catey Hill, MarketWatch Shutterstock.com While American families have more money saved for college than they did last year, it’s still not nearly enough — and they’re saving incorrectly, advisors say. Only half of all […]

Expansion of Overtime Does Not Expand Freedom and Opportunity

The President has brought the expansion of overtime pay to more employees working over 40 hours a week as a positive for the economy and workforce. The intention has merit, but the expansion of overtime pay to current salaried employees will result in the same outcome in the implementation of the Affordable Care Act in […]

The Banking Alternative Simple Fizzles

The banking alternative is Simple, and revenue is generated by Simple. The idea of Simple is the fizzle in the sizzle.I was one of the lucky customers to be invited to become a Simple customer, but Simple could not replace my current institution even with the sizzle. Simple had to really find a niche to […]

Personal Finance: Small Acts of Kindness

  I was at the train station as my friend was going on a trip, and I gave a ride to my friend for convenience purposes. I was saying goodbye to my friend when a stranger approached an asked if I was missing my bank card. I had no idea of the card being out […]

18 and Life: Giving America back to future generations the confidence of turning 18

One more parent brags about a texting toddler, and I will scream. It is cute for a sweet child to learn how to text. I am glad that your values for the children is competency of constructing a text. Will a texting toddler become the prepared adult at 18. I was in a office setting, […]

IRS Employee (pretend) response on card purchase discovery of wine, porn, and pills

I understand $51,000 for a luncheon including 28 bottles of wine, online porn for two of the real party people, and diet pills for someone who wants to lose some weight to dance to the Electric Slide at our next party may sound a little much. The IRS has been given a mission, and this extra spending makes us meet the goal to use our power to insure the non-cool people stay out including that Tea Party or Move On Something…. We live in excess because we collect excess and restrict access more than ever.

The 4 Daily Fears in Personal Finance Money Management

I live with 4 daily fears in Personal Finance Money Management, and the story begins with my recent shopping trip. Last week, I was shopping at a store, and I noticed they started taking PayPal as a form of payment.I went to check out and I made an inquiry on how PayPal was accepted. You were required to have a PIN with your mobile number for payments to be accepted, and I pulled out another card to swipe for my purchase only to have the transaction declined as the terminal informed me while the cashier said very loudly” declined”.