Debt Collector calling to collect for the Ambulance ride that never happened……

I was in an accident back around January 30, 2014, and the ambulance was called to the accident scene. My blood pressure was taken, but I was not in need of any services. I went home directly from the accident scene. I had no communication through the mail until 3 weeks after the accident. The […]

Can Bankruptcy Help Me Strip Off the Second and Third Mortgages?

Can Bankruptcy Help Me Strip Off the Second and Third Mortgages? By Benjamin Roussey Donny Wise & Associates LLC/Finance Dynamic If you are a homeowner who would like to stay in your home indefinitely but are unable to meet all your mortgage payments, you should consider filing for a chapter 13 bankruptcy and stripping off […]

Can I Save My Farm by Filing for Bankruptcy?

Chapter 12 bankruptcy permits farmers and fishermen – either individuals or families – to continue operating the farm or commercial fishing operation even as some of their debts are written off and others are reorganized.

Can Filing for Bankruptcy Exempt Me from Child and Spousal Support Payments

Can Filing for Bankruptcy Exempt Me from Child and Spousal Support Payments Benjamin Roussey- Editor and Contributor The law affords protection from creditors when a person or business is unable to pay off their debts. Whether the general economy or specific personal issues such as a medical problem forces you to file for bankruptcy, the […]

Dealing with Debt Collectors | Consumer Information

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Student Loan Debt Obligations Impact Housing Market

Mortgage applications were down at the end of February to the lowest levels since 1995, and student loan debt is a permanent drag on the market in coordination with a bitter cold winter to put the brakes on the housing recovery. The pool of graduates were the new first time homebuyers in finishing the milestone […]

Turning 18 in America: Parents Public Pride Over Teaching Texting To Toddlers

Many parents are forming two modern milestones unique to this time period. First, the pride of teaching a toddler to text, and bragging loudly about the act. Then, the conversation is dead on arrival for many to think of teaching banking and financial education to stop the only option in a education vacuum of not […]

18 And Life: Personal and Business Finance Education Impact Before 18

The year was 1990, and 18 was not looking so bad for this soon to be high school graduate. The Fall of the Berlin Wall and The Soviet Union was on the verge of collapse. The United States was the beacon of freedom, hub of prosperity, sole superpower, and the gateway to prosperity was bright and shining ahead. I had a brand new car, went on a cruise, and planning for college with no worries of loans or college debt. I was on top of the world, and the world was mine. The dream was alive for me turning 18..I never thought 40 would be in the near future, but the 22 years flew by in several moments in time.

Washington Post: Why Do We Have A Debt Ceiling?

The United States went into World War 1 on the side of the Allies in 1917. The Treasury was allowed by Congress to establish a debt ceiling instead of going to Congress for every loan. The debt ceiling is a government financial tool from an era when we would drop bombs from our hands flying […]

Student Loan Debt and Future of Housing Market Recovery

The excitement of college graduation was enhanced by landing full time employment, and 18 months after graduation was another milestone as the first home purchase was possible for college was paid in full. The weight of student loan debt was not a vice on finances, and employment income did supply the capacity provide the capacity to buy a home. In addition, my second home was purchased a little over a year after the first home in another city in lieu of relocation to a new city for work. The absence of student debt did supplement the capacity of home ownership of 2 properties for a young professional of 27. The trillion-dollar loan debt in 2013 is a vice of supplying the market of young professionals the capacity to buy homes to sustain a long-term recovery in the housing market.